Cheap Car Insurance Quotes Georgia

Cheap Car Insurance Quotes Georgia

When it comes to getting car insurance in Georgia, most people want coverage that is good and doesn’t cost too much. It can be confusing with many options out there, but we’re here to help you find cheap car insurance quotes.

In this guide, we’ll share easy ways for Georgia residents to get affordable coverage without sacrificing the protection their cars need.

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Cheap Car Insurance Quotes Georgia

In Georgia, car insurance for a 6-month policy costs $991, which is 13% more than the national average rate. While it may seem tempting to opt for the cheapest coverage at $370 for liability only, experts advise against it. Records show that 48% of Georgia drivers choose liability insurance, but experts caution that this might not be the wisest choice as it leaves both you and your car at risk. To legally drive in Georgia, you must have at least the following minimum liability limits:

Bodily injury: $25,000 per person
Bodily injury: $50,000 per accident
Property damage: $25,000 per accident

In Georgia, a full coverage car insurance policy, including comprehensive and collision coverage with $500 deductibles, is priced at $991. Top insurance providers in Georgia offer the following yearly rates for such coverage:

Nationwide: $1,439
Georgia Farm Bureau: $1,466
USAA: $1,518
Allstate: $1,643
Progressive: $1,861
State Farm: $1,897
GEICO: $3,298

Approximately 52% of Georgia drivers opt for full coverage, which typically includes comprehensive and collision coverage, as well as additional features like loan/lease payoff, roadside assistance, medical and funeral services, rental car reimbursement, personal injury protection, and uninsured/underinsured motorist bodily injury. Choosing a higher tier of coverage can safeguard against the costs associated with car accidents, theft, vandalism, or weather incidents.

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How Do I Get The Cheapest Car Insurance Coverage In Georgia?

When trying to cut down car insurance expenses, start by figuring out the coverage types and levels that meet your insurance requirements. Next, compare costs and explore discounts offered by each insurer. While having a good driving record usually makes finding cheap car insurance easier, you can also consider completing a defensive driving course, bundling insurance products, and leveraging affiliation discounts to reduce premiums.

It’s crucial to consult with a licensed insurance agent before making decisions to lower or eliminate coverage to save money.

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Attaining a cheap car insurance quote in Georgia is possible with a strategic approach. Compare quotes, bundle policies, keep a clean driving record, consider higher deductibles, explore available discounts and manage your credit score get cheap car insurance quotes that still offer the necessary coverage. Visit the official website for more information. Hope the provided information is helpful, share your thoughts below in the comment section.

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